Keeto: Improve Credit Score, Money Manager & Loans 1.79 - Google Play

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About Keeto: Improve Credit Score, Money Manager & Loans

Keeto is an Online Personal Loans Marketplace providing instant personal loans & credit lines from leading NBFC Partners. We also help you build Credit Score and track your Financial Fitness online. Download the App now....

Keeto is an Online Personal Loans Marketplace providing instant personal loans & credit lines from leading NBFC Partners. We also help you build Credit Score and track your Financial Fitness online. Download the App now.

We provide you:
1. Online Loans by Cashe (min salary: 15k in hand, salaried)
2. Online Loans by MoneyTap up to INR 5 lakhs (min salary: INR 30 k, salaried, 700+ credit score)
3. Keeto Credit Builder: Improve your Credit Score and get cheaper & guaranteed loans
4. Free Tools to manage: Money Manager & Insights

Keeto Credit Builder:
Improve your Credit Score by up to 50-100 points and increase chances of loan approval and that too at cheaper rates.
Eg:
Car Loan of INR 5 lakhs for 7 years
Difference between 750 and 650 Credit Score
750: Interest rate: 10-12%
650: Interest rate: 16-18%
Savings: INR 30,000+

Information on Loans disbursed via Keeto Partners:

Cashe- Social Loan company

Minimum loan tenure: 62 days
Maximum loan tenure: 360 days
Interest and other applicable charges
• Annual Percentage Rate (APR) – 33.46% pa. or 2.75% per month
• CASHe 180, CASHe270, CASHe 1 year - Processing fee, 2% or 1200 whichever is higher
• CASHe 90 - Processing fee, 1.50% or 1000 whichever is higher
• CASHe 62 - Processing fee, 1.25% or 750 whichever is higher

Sample loan calculation
Loan amount: ₹ 30,000 at interest rate of 33.46% p.a.
Loan Duration: 90 Days
Total Interest = ₹ 2,475
Processing fees (PF) + GST = ₹ 1000 + Rs 180 = ₹ 1,180
Total Deductibles (PF + GST+ Interest): ₹ 3,655
In-Hand Amount: Loan Amount - Total Deductibles = ₹ 30,000 - 3,655 = ₹ 26,345
Total repayable Amount: ₹ 30,000
Monthly EMI Repayable: ₹ 10,000
The deductibles (interest + PF + GST) are deducted upfront during the loan disbursal.

MoneyTap: Instant CreditLine up to INR 5 Lakhs

Min tenure: 3 months
Max tenure: 36 months
• Annual Percentage Rate (APR) –13% pa
Amount range: INR 3k to INR 5 lakhs

Sample Loan Calculation:
For ₹1,00,000 borrowed for 1 year, with interest rate @13% per annum*, a user would pay:
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-> interest="">
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Total amount to be repaid after a year = ₹1,10,129/-
*Interest Rate varies based on your risk profile
The maximum Annual Interest Rate can go up to 36% (However, only a fraction of our customers get an interest rate higher than 30% pa)

FAQs:
1. How much credit score can I improve via Keeto?
You can improve 50-100 points within 3-6 months depending upon your current credit score and profile.
2. What all services we can get on the app?
Keeto is an Online Loans Marketplace and you can choose a loan basis your needs. You can use Keeto Credit Builder & Credit score simulator to check and improve your credit score, use money manager, financial news, videos also check your financial fitness score for free.
3. What is the USP of the app?
Unlike other apps, we focus on improving the financial fitness of the user.

Privacy, Access, and Permissions:
1. Why Send and Receive SMS Permission: We are reading your SMS which is the core of My Insights and Money Manager.
2. We do not store personal SMSs, bank OTPs, passwords, or account numbers on our server. We will only store data that is processed by our algorithms based on your SMS data.
3. Maintain the highest standards of security and safety with industry-standard security; 128- bit encryption.
4. Any information accessed via our Loan Partners shall be in-line with their due-diligence request. User is understood to know that application once applied may lead to an agreement with the Loan Partner. Our relationship is purely based on a referral partnership.

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Previous Versions

Here you can find the changelog of Keeto: Improve Credit Score, Money Manager & Loans since it was posted on our website on 2020-11-09 10:19:18. The latest version is 1.79 and it was updated on 2024-04-19 22:39:33. See below the changes in each version.

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